With our Hospital benefits, you can take advantage of savings at thousands of hospitals nationwide.  You benefit from maximum savings when working with the VIP Member Care Service where your Patient Advocate will personally assist you with locating a participating hospital in your area and arranging services when an admission or hospital care are required.

Your plan also includes savings at over 50,000 participating ancillary facilities for outpatient procedures, radiology, lab work, diagnostics, home health care, and other ancillary services that are critical to your well-being.

Discounts are 3 to 30%* from participating hospitals and ancillary care facilities. You pay the pre-arranged discounted fee directly to the hospital or facility at the time of service. 

This program is NOT INSURANCE and is not intended to replace any hospitalization insurance coverage you may presently have, nor is it intended as a substitute for health insurance. Please do not cancel any existing coverage. Members may be required to secure payment with a major credit card or health insurance plan, if any. Some situations may require a bank wire transfer of funds or certified funds prior to a referral being issued. In some states members may be required to make a minimum deposit to the hospital, to be applied against the total bill, for each day scheduled for in-patient hospital services.

* Savings are based on discounts off participating provider's normal charges and vary by individual provider contracts. Hospital Savings are limited to 3% in MD and WV.  This benefit is not available in VT.